Posted by the Charleston Car Accident Attorneys at Anderson & Schuster, Attorneys at Law, LLC. Our Auto Accident Lawyers help those injured in car accidents in Charleston and across South Carolina. If you or a loved one has been seriously injured in an accident, contact our office today to find out what we can do for you.
In our last post, we discussed Underinsured Motorist (UIM) coverage and how that coverage can protect you from people that do not have sufficient insurance coverage to cover all of your damages in a motor vehicle collision. Unfortunately, the local news ran a story today about a pedestrian that was killed in an alleged collision with a vehicle (Link to Story: One dead in auto-pedestrian accident in North Charleston). There is no doubt that when a vehicle hits a pedestrian, the forces involved most of the time create catastrophic damages and can even lead to death. This often leaves the pedestrian or the pedestrian's family in an extremely difficult situation with potentially high medical costs, serious disabilities, or the loss of a loved one stemming from the collision. Unfortunately, just like in the collision the local news reported on today, many times the motorist will not stop following the collision.
Just because the vehicle does not stop after one of these collisions does not mean that there is not a way to recover for the damages that were caused. This type of claim or action is most commonly pursued under your automobile insurance coverage. Similar to the UIM coverage that we discussed in our last post, you are also required by state law to carry what is referred to as Uninsured Motorist (UM) coverage. In the situation we discussed above, the motorist that leaves the scene of the accident could be viewed as an uninsured driver thus triggering the UM coverage under a policy. Even if you do not maintain automobile insurance, there is a chance that you can still recover if a relative that lives in your house does.
This is of course a very simplified explanation of these concepts, but if you ever find yourself in a situation where you or a family member has been hit by a car while walking, standing, or riding a bike we would be happy to discuss how we may be able to help you. We are passionate about representing our clients and are happy to discuss your potential case with you. If you or a loved one would like to talk to one of our attorneys about an injury that you have sustained that was not your fault, please call our office today at (843) 388-3661. Please remember that our personal injury consultations are free of charge.
Our Charleston, SC auto accident attorneys are here to help those injured in car, truck and motorcycle accidents in Charleston, North Charleston, Mount Pleasant, Summerville, Goose Creek, Hanahan, James Island, West Ashley, Isle of Palms, Sullivans Island, Folly Beach, Johns Island, Ladson, Awendaw, McClellanville, Moncks Corner and across South Carolina.