Posted by the Charleston, SC Car Wreck Lawyers at Anderson & Schuster, Attorneys at Law, LLC. Our Charleston car wreck lawyers help people that have been seriously injured in car, truck and motorcycle accidents in Charleston, North Charleston, Mt. Pleasant, Summerville and across the South Carolina lowcountry. If you or a loved one has been hurt in a car wreck or any other accident, give us a call today.
Many people injured in automobile accidents in South Carolina do not realize that there may be coverage aside from the at-fault motorist's liability coverage to help pay for medical bills. When you purchase insurance you usually have the option to purchase personal injury protection (PIP) or medical payments coverage (MedPay). These types of coverages are are generally considered "no-fault" coverages. That means that it doesn't matter if you were at fault or if someone else was at fault, this coverage will be available to help pay medical bills up to the available MedPay or PIP coverage limit. Some people do not know what this insurance coverage is, or even worse, forget that they purchased this type of coverage.
This type of insurance coverage can be especially helpful in a situation where an at-fault motorist with minimum insurance limits causes an accident with you in which there are serious injuries. Many times in a car accident with serious injuries there will not be enough insurance coverage provided by the at-fault motorist's liability coverage to fully pay hospital bills. In this situation, the MedPay or PIP coverage would help to pay the medical bills. Another situation where this coverage is helpful is where a driver causes an accident in which they are injured. Because these types of coverages are "no-fault" coverages, you can generally collect from them even if you are at fault in causing an accident.
If you have recently been injured in a car accident and would like the assistance of a Charleston SC Car Accident Lawyer, call Anderson & Schuster, Attorneys at Law, LLC today at 843-388-3661.
Our car wreck lawyers are here to help those injured in car, truck and motorcycle accidents in Charleston, North Charleston, Mount Pleasant, Summerville, Goose Creek, Hanahan, James Island, West Ashley, Isle of Palms, Sullivans Island, Folly Beach, Johns Island, Ladson, Awendaw, McClellanville, Moncks Corner and across South Carolina.